Austin Texas Mortgage and Refinance Rates, 30 Fixed Rates
Posted by: admin in Austin Texas 30 Fixed Mortgage RatesAustin, Texas Mortgage Rates | Texas Home Equity Rates | 30 year and 15 year fixed
President Bush plans to unveil his economic stimulus plan today. http://news.yahoo.com/s/ap/20080118/ap_on_go_pr_wh/economy_stimulus
And mortgage rates are still at a 2 year low, making it a great time to buy, refinance, or consolidate debt with a home equity loan. Texas has weird home equity laws so call me to see exactly how a Texas Home equity might help you. The 15 year fixed rates are at 5%. This is the typical 10% down loan with PMI (mortgage insurance) offered by Countrywide, Wells Fargo, Washington Mutual, etc. As a Mortgage Broker, I try to avoid PMI when possible. To do so we can do a 80/10 or even an 80/20 to avoid PMI. 100% loans or an 80/20 mortgages have higher rates than 5% down loans.
If you’d like to get pre-qualified or if you have other mortgage questions, please email jon@mylendingplace.com. Or if you just want to review your credit report before you buy. 512.996.8194 | Cell is 512.577.2958
512-577-2958, we do home loans (and Home Equity Loans) all over Texas.
Save TIME and MONEY with My Lending Place. We do home loans and equity loans all over Texas. When you call us it’s like calling 15 banks at once. We work with Countrywide Home Loans, Wachovia Bank, Wells Fargo, Washington Mutual, as well as 15 more banks. Working with a Texas Mortgage Broker simply gives you more options than a retail bank.
Did you know over 80% of mortgages and equity loans are done through mortgage brokers over retail banks? Also, mortgage brokers must disclose all our fees. Banks are not required to do so.
When you work with a mortgage broker, your closing costs are less. Did you know you don’t always have to pay your fees ( or closing costs) when you want to do an Home Equity loan? We have banks that will pay most of your home equity closing costs for you. This is another advantage with mylendingplace.com; we offer name-brand bank’s programs with lower closing costs.
Call our office at 512-996-8194 or my cell 512-577-2958 to learn more. We don’t charge application fees and there’s never an obligation to speak to a loan officer.
Does My Lending Place Help Self-Employed People?: We help all kinds of people, whether you’re self-employed or not. We do loans for w2 wage-earners, teachers, professors, physicians, business owners, self-employed, first time home buyers. We help all kinds of people, with all kinds of income. Stated, “full doc” everybody. Call or email today and get a free copy of your credit report.
We strongly suggest 30 fixed rates and we try to avoid PMI when necessary.
Jon Spears
Licensed Texas Mortgage Broker #56651, Austin, Texas (serving all of Texas) Direct: 512-577-2958 | Office: 512-996-8194
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